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Lesson 209 - 医疗保险(1)

作者:VOA礼节美语 发布日期:5-10-2012

ANDY向同事Jane咨询公司医疗保险的事。

ANDY: Hey, Jane...are you familiar with our company's insurance policies?

Jane: Umm....I think so. What's up?

A: I've never really paid attention to the fine print of our insurance policies...but it looks like I'm going to need to make a claim.

J: Really? Are you OK?

A: I have a slipped disc in my lower back and the doctor says surgery is probably the best option. Does our worker insurance cover this kind of thing?

ANDY问Jane熟不熟悉公司的医疗保险条款,insurance是保险,policies是条款,医生说他腰椎肩盘突出,可能要做手术,需要向保险公司make a claim,提出医疗赔偿。ANDY说,自己从没仔细研究过公司医疗保险的fine print,fine print小号字,意思是规定细则,不知道做腰椎肩盘手术,保险公司是不是出钱,这里动词用cover, to cover this kind of thing 意思是保险涵盖这类治疗。

J: If the injury is workplace related I'm sure it's completely covered.

A: Hummm...I think I'll have to talk to the doctor again about that.

Anyway...now that I'm going to have to make some claims, I think I'd better try and understand how the system works. Would you mind breaking it down for me?

J: Sure. Basically we have two insurance policies for employees...workman's compensation and medical insurance. The company pays the premiums for workman's compensation, and for a significant part of the medical coverage, but you pay part of that premium, too.

Jane说,如果病情起因跟工作有关,那保险肯定是管的,她还给ANDY做了进一步解释,这里用的 break something down意思是把一件事情分成几部分,详细说明。Jane说,公司有两种保险,一种是workman's compensation, 工人抚恤金保险,保费由公司出;另一种是medical coverage医疗保险,公司出一大部分保费,其余由员工出,在医疗保险中,保费是premium, p-r-e-m-i-u-m, premium保费。

A: That's the charge for insurance I see on my pay slip each month, right?

J: Yep. Every country in the world has a different system, but here we buy insurance from a private provider.

A: So workman's compensation is if I slip and break my arm while working in the office or on the job, right?

J: That's right. The company pays for all your medical bills and there is also some financial compensation if you have to take days off to see doctors or spend time recuperating.

ANDY说,自己每月工资单上都会有一栏扣的就是医疗保险的保费,工资单在英语里叫 pay slip. ANDY又问,workman's compensation是不是只管在工作场所或是工作期间受的伤,Jane回答说,没错,在这种情况下,不仅一切医疗费用都由公司出,而且如果员工需要take days off请假去看医生,或是休养 recuperate, recuperate is spelled r-e-c-u-p-e-r-a-t-e, recuperate, 还能得到某些经济补贴。

网友的学习评论(14条):
作者:dragonfly
6-16-2012 17:20:39
medical coverage, pay slip, workman's compensation, recuperate, take days off, make a claim, fine print.
作者:zhangyu
7-24-2012 9:48:10
The patient did not recuperate as rapidly as the doctor had expected .His daughter will take 5 days off to take care of him and pay premiums for him.
作者:风笑笑
7-26-2012 7:43:5
A lots of company will pay workman's compensation,we often can't get recuperate,but unemployee,we have no money to waste on insurance
作者:angel
9-1-2012 20:27:2
I find that my English is so bad , I must study hard !
作者:Lily
9-18-2012 22:35:15
recuperate financial bill slip compensation provider private system pay slip charge premium significant premium workman,s compensation employee basically make some claims anyway covered completely injury
作者:Lily
9-20-2012 11:57:20
recuperate financial bill slip compensation provider private system pay slip charge premium
10-18-2012 14:32:26
fine print be familiar with workman's compensation and medical insurance take days off pay slip and recuperating
10-18-2012 14:36:19
It is a very good material for study thanks a lot! Actually sometime we are look for good books or discs to learn English but we are all forget the basic element is we should have determine to learn English and continue to learn, it is very important but for many of us it is very hard to do so, are you think so friends?
作者:林小鹿鹿
10-20-2012 14:18:34
take days off; fine print小号字; insurance policies
作者:介飞凡
11-16-2012 21:6:59
Need study hard!
作者:liz
11-21-2012 10:24:52
insurance policies: medical insurance; endowment insurance; unemployment insurance, work-related injury insurance; maternity insurance;housing fund
作者:liz
11-21-2012 10:26:3
'five insurance one fund'
11-26-2012 20:50:34
"be familiar with, insurance policy, fine print, make a claim, compensation, premium, pay slip, take days off, recuperate", so these words can be affluent in our glossary.
作者:cathyzhang
1-28-2015 17:15:31
I always use "cover" instead of "recuperate" before I don't knnow the woord. It is very good article for me to learn losts of glossory. such as: fine print, slipped disc in one's lower back, premium
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