官方APP下载:英语学习播客(支持苹果手机、安卓手机)
创办于2003年
UNSV记不住?那就记中文谐音“忧安思危”吧!
  Slow and Steady Wins the Race!
UNSV英语学习频道 - Slow and steady wins the race!
公众微信服务号(英语全能特训)
英语全能特训(微信公众服务号)
UNSV英语学习频道淘宝网店
客服短信:18913948480
客服邮箱:web@unsv.com
初级VIP会员
全站英语学习资料下载。
¥98元/12个月

EDUCATION REPORT - Studying in the US: A Lesson in Personal Finance

作者:June Simms 发布日期:5-21-2009

This is the VOA Special English Education Report.

A question from the teacher. Susanna Wesson writes: "I teach English to French students of engineering who benefit very much from your Foreign Student Series. Could you do a program on money, banking and shopping for students in the U.S.?"

Many colleges and universities in the United States have guidelines for what they consider reasonable budgets for personal spending.

Getting money from a cash machine
Getting money from a cash machine

Senem Bakar is the assistant director of International Student Services at American University in Washington, D.C. She suggests that students budget at least one thousand three hundred dollars for a nine-month school year. This will help pay for things like transportation, telephone bills, supplies and entertainment.

Paul Butler is the financial manager in the Office of International Services at Indiana University Bloomington. He says the advice there is to have at least two thousand four hundred dollars for twelve months in the United States.

Indiana and many other schools also offer advice on ways to manage spending and save money. For example, for entertainment, look for free concerts or museums. Want to go to a movie? Prices are usually lower in the daytime than at night.

American University advises students to check newspaper advertisements for sales and to use money-saving coupons. If a product is "on sale," that means it is being offered for a limited time at a reduced price. Senem Bakar says students learn that in the United States you can find almost everything on sale somewhere.

Also, many banks offer special services for students, like free checking accounts, including a debit card. Debit cards can be used almost anywhere credit cards are accepted.

Millions of Americans now use a debit card or credit card, instead of paper money or checks, to make most of their purchases.

With a credit card, you are borrowing money every time you use it. Debit cards are different. They are linked directly to a checking account so you are paying with your own money.

Debit cards, also known as check cards, do not have interest charges. But users are charged if they try to spend more than the amount available in their account. These fees can be costly even if you overspend by just a few cents.

And that's the VOA Special English Education Report, written by June Simms. Earlier reports in our Foreign Student Series are at www.unsv.com. I'm Steve Ember.

版权所有©2003-2019 南京通享科技有限公司,保留所有权利。未经书面许可,严禁转载本站内容,违者追究法律责任。 互联网经营ICP证:苏B2-20120186
网站备案:苏公网安备 32010202011039号苏ICP备05000269号-1中国工业和信息化部网站备案查询
广播台